Payment orchestration for India

One integration. Every gateway. More revenue.

PayNXT is the payment orchestration layer for Indian businesses. Connect once and route, retry, and reconcile payments across India's leading gateways — from a single API and dashboard.

● Razorpay live today  ·  Easebuzz, Cashfree, ArthPay & PhonePe coming soon

99.99%
Uptime target
AES-256
Encrypted credentials
5+
Gateways on the roadmap
T+1
Reconciliation ledger
Why PayNXT

Turn checkouts into revenue

A single orchestration layer that helps you recover failed payments, reduce drop-offs, and scale across gateways on your own terms.

Recover lost revenue

Smart routing and automatic retries reroute failed transactions to a working gateway, so fewer payments slip away.

Lower checkout drop-offs

A fast, familiar hosted checkout surfaces preferred payment methods and keeps customers moving to "paid".

Scale on your terms

Add gateways and payment methods through one unified API — no re-integration every time you grow.

Platform

Everything you need to run payments

From the first API call to settlement and reconciliation, PayNXT gives you the building blocks of a modern payments stack.

Multi-gateway routing

Direct each transaction to the right gateway behind one consistent API.

Hosted checkout

A drop-in, mobile-ready checkout page — no PCI burden on your servers.

Real-time dashboard

Admin and merchant dashboards for payments, sessions, and status at a glance.

Fee ledger & reconciliation

Every platform fee, GST, and balance recorded in an auditable ledger.

Signed webhooks

Reliable, signed event delivery so your systems stay in sync.

Encryption & RBAC

Gateway secrets encrypted at rest, with role-based admin and merchant access.

Gateways

Connect India's payment gateways

Razorpay is live today. More gateways are rolling out — all behind the same PayNXT API, so you integrate once.

Razorpay
● Live
Easebuzz
Coming soon
Cashfree
Coming soon
ArthPay
Coming soon
PhonePe
Coming soon
Get started

Live in three steps

Create an account, connect a gateway, and start accepting payments.

1

Create your account

Sign up as a merchant in minutes and access your dashboard.

2

Connect a gateway

Your Razorpay keys are added securely and encrypted at rest.

3

Start accepting payments

Create payment sessions via API and collect through hosted checkout.

Ready to power your checkouts?

Set up your merchant account and go live on Razorpay today.

FAQ

Questions, answered

What is PayNXT?

PayNXT is a payment orchestration platform. It sits between your business and payment gateways, giving you one API and dashboard to create payments, run hosted checkout, handle callbacks and webhooks, and reconcile fees.

Which gateways are supported?

Razorpay is live today. Easebuzz, Cashfree, ArthPay, and PhonePe are on the roadmap — all behind the same PayNXT API, so you integrate once and add gateways later.

How are my gateway credentials stored?

Gateway secrets are encrypted at rest using AES-256-GCM and are only decrypted server-side when a transaction needs them. Access is role-based across admin and merchant accounts.

How do I go live?

Create a merchant account, have your Razorpay keys connected, and start creating payment sessions. Your dashboard shows sessions, payments, and reconciliation in real time.